If you are a consistent traveler who cares about their expenses, you should use a travel credit card to earn points on your travels. These cards offer various benefits, rewards, and perks that can enhance your travel experience and help you save money. Let’s explore some of the best airline credit cards for July 2023, according to Credello. And with 63% of adults in the U.S. planning to travel this summer, you better get going!
Capital One Venture X Rewards Credit Card
The Capital One Venture X Rewards Credit Card is a top pick for premium benefits and flexibility. It offers airport lounge access and cell phone insurance, making it a valuable card for the whole family. The card has a relatively low annual fee of $395, offset by up to $300 in annual travel statement credits and an annual bonus of 10,000 miles. With this card, you earn 2 miles per dollar on all eligible purchases, 5 miles per dollar on flights booked through Capital One Travel, and 10 miles per dollar on hotels and rental cars when booking via Capital One Travel.
1. United ClubSM Infinite Card
The United ClubSM Infinite Card is an excellent choice for United Airlines flyers who value access to United Club lounges. The card offers 4 miles per dollar on United® purchases, 2 miles per dollar on all other travel and dining, and 1 mile per dollar on other purchases. With a welcome offer of 80,000 bonus miles and 1,000 Premier qualifying points, this card is designed to provide exclusive benefits to United Airlines enthusiasts. It comes with perks like free checked bags, priority boarding, and savings on in-flight purchases. Although the annual fee is $525, it is lower than a standalone United Club membership.
2. Chase Freedom FlexSM
For a versatile travel credit card that offers great rewards, the Chase Freedom FlexSM is an excellent choice. It stands out with its 5% cash back on up to $1,500 in categories that rotate quarterly, 5% cash back on travel purchased through Chase Ultimate Rewards®, 3% cash back on dining and drugstores, and 1% cash back on all other purchases. With a welcome offer of a $200 bonus after spending $500 within the first three months, this no-annual-fee card provides value and flexibility. It also offers trip cancellation and interruption insurance, cell phone insurance, and auto rental insurance.
3. Chase Sapphire Reserve®
The Chase Sapphire Reserve® is a powerhouse for booking flights and maximizing rewards. It offers 5 points per dollar on flights, 10 points per dollar on hotels and car rentals, and 3 points per dollar on other travel and dining. With a welcome offer of 60,000 bonus points after spending $4,000 in the first three months, this card is an excellent option for frequent travelers. It comes with a $550 annual fee but provides benefits like a $300 annual travel credit, access to participating lounges, and travel insurance benefits.
4. Aeroplan® Credit Card
The Aeroplan® Credit Card is an attractive choice for Air Canada and United Airlines flyers due to its flexible redemption options. Cardholders earn 3 points per dollar on dining, groceries, and Air Canada purchases and 1 point per dollar on other eligible purchases. With a welcome offer of 50,000 points after spending $3,000 in the first three months, this card helps you earn rewards quickly. It offers benefits such as a free first-checked bag, reduced-fee flight awards, travel insurance, and auto rental coverage.
5. Delta SkyMiles® Platinum American Express Card
This card offers 3 miles per dollar on Delta purchases and purchases made directly with hotels, 2 miles at restaurants worldwide (including takeout and delivery in the U.S.) and at U.S. supermarkets, and 1 mile per dollar on other eligible purchases. With a welcome offer of 85,000 bonus miles after spending $4,000 in the first six months, this card provides significant earning potential. The annual fee for this card is $250.
One of the standout benefits of the Delta SkyMiles® Platinum American Express Card is the annual companion certificate. This certificate allows you to bring a companion on a domestic main cabin flight for only the cost of taxes and fees. Additionally, cardholders enjoy a free checked bag on Delta flights, 20% back on in-flight purchases as statement credits, and up to a $100 statement credit for their Global Entry or TSA PreCheck application fee. You can enter Delta SkyClubs at an exclusive card member rate, but not for free.
6. Southwest Rapid Rewards® Priority Credit Card
The Southwest Rapid Rewards® Priority Credit Card is an appealing choice for devoted Southwest Airlines travelers. Southwest’s unique benefits, such as the Companion Pass and free checked bags, make this card especially valuable. With the card, you earn 3 points per dollar on Southwest purchases, 2 points per dollar on Rapid Rewards hotel and car rental purchases, 2 points per dollar on local transit and commuting (including rideshare), 2 points per dollar on internet, cable, phone services, and select streaming, and 1 point per dollar on other purchases. The annual fee for this card is $149.
The Southwest Rapid Rewards® Priority Credit Card stands out for its 7,500-anniversary points bonus and a $75 Southwest travel credit, which can help offset the annual fee. Cardholders also receive four early boarding passes per year, enhancing their travel experience.
These are just a few of the best airline credit cards for July 2023, according to Credello. Each card has its benefits and rewards tailored to different travel preferences. Before choosing a credit card, compare the features, fees, and rewards to find the one that aligns with your travel needs and spending habits. Remember to use an airline credit card wisely and responsibly to maximize your rewards and benefits.