If you’re a frequent user of Uber and Lyft, choosing the right credit card can be a game-changer, helping you maximize your rideshare benefits. Financial advice platform Credello has curated a list of the best credit cards specifically designed to enhance your experience as an Uber or Lyft user.
Whether you seek travel rewards, cashback in Uber credits, or access to various travel benefits, the following credit cards have been selected for their ride benefits. Make sure to assess your spending habits and travel preferences to find the right credit card for Uber and Lyft rides and your lifestyle.
Chase Sapphire Reserve
Credello recommends the Chase Sapphire Reserve card for its impressive rewards on travel, including rideshares. Cardholders earn 3x points for every dollar spent on travel, making it an excellent choice for frequent riders. Additionally, points can be redeemed through the Chase Ultimate Rewards portal at a 1.5 cents per point value. The card also offers valuable travel perks such as airport lounge access, Global Entry/TSA PreCheck fee credit, and travel insurance.
Uber Visa Credit Card
Tailored specifically for rideshare enthusiasts, the Uber Visa Credit Card allows users to earn 5% back in Uber Cash on all Uber-related purchases, including rides and UberEats orders. Beyond rideshares, the card also offers 3% back on dining, hotels, and airfare, plus 1% back on all other purchases. The accumulated Uber Cash can be conveniently utilized for future rides or food deliveries.
Capital One Venture Rewards Credit Card
For those who prefer simplicity and flexibility, Credello recommends the Capital One Venture Rewards Credit Card. Cardholders earn 2x miles on every purchase, providing a straightforward approach to earning rewards. These miles can be redeemed for travel expenses, including Uber and Lyft rides, at a fixed value per mile.
Citi Premier Card
With a focus on diverse rewards categories, the Citi Premier Card appeals to rideshare users who value flexibility. Cardholders earn 3x points on travel, which includes rideshares, as well as 2x points on dining and entertainment. Furthermore, the earned points can be transferred to various airline loyalty programs, offering added versatility when redeeming them for rideshares or other travel expenses.
American Express Gold Card
Credello’s final pick, the American Express Gold Card, caters to users who frequently use rideshares and enjoy dining out. Cardholders earn an impressive 4x Membership Rewards points at restaurants worldwide and 3x points on flights booked directly with airlines or through Amex Travel. Additionally, the card offers up to $120 dining credit annually, further enhancing its value for food enthusiasts.
To make the most of your new card, focus on using it for everyday expenses and qualifying purchases. Pay off the balance in full each month to avoid interest charges. Maximize rewards by using the card for bonus categories, redeeming points wisely, and taking advantage of any introductory offers and perks.