Signs You Are Approaching Bankruptcy

If you are approaching bankruptcy, it is vital to know the signs that you are heading in that direction. By recognizing these signs early on, you can take the necessary steps to avoid going bankrupt.   What is bankruptcy, and.

5 Ways to Financially Prepare for a Recession

When inflation is high and the U.S. Federal Reserve raises interest rates, businesses may slow down production since the cost of borrowing money will be more expensive. Some fear that if the Fed reacts too harshly, this may even send.

Aflac: How People Can Be Money Smart in Their 40s

Many people in their 40s are well into their careers and looking forward to a retirement that’s less than two decades away. With that said, it’s wise for people in this age bracket to review their finances and ensure they’re.

Fidelity Life: How Do Rising Interest Rates Affect Life Insurance?

Interest rates are rising fast to combat inflation and normalize the economy. Many look at the monthly inflation figures and job numbers, but people with life insurance may also want to know how interest rates impact their policies. It turns.

How to Build a Monthly Budget

Budgeting may sound like an unenjoyable chore to most people, but it’s an essential exercise to create self-awareness around spending habits, plan ahead, and reach desired financial goals. Understanding how a household’s cash flow moves can allow people to create.

4 Times When Term Life Insurance Makes Sense

Term life insurance insures the policyholder for a specific period of time, or term, usually 10-30 years or until a certain age, like 80. If the policyholder passes away during that time, their beneficiaries receive the death benefit. Because term.

Northwestern Mutual: 6 Workplace Benefits Job Hunters Might Forget About When Considering a Job Offer

When considering a job offer, most people focus on salary and traditional benefits like health insurance. However, other perks like flexible working hours and tuition reimbursement can create a lot of value. Here are six workplace benefits job hunters often.

4 Important Things to Do After Getting Married

Embarking on a new chapter of life as newlyweds can be thrilling and joyous. This is also a time full of change – from moving in together to possible name changes, there’s so much to do. But in the midst.

6 Steps to Building a Budget

Budgeting can be a great way to help you achieve your financial goals. From reducing unnecessary expenditures to maximizing savings and effectively allotting funds, budgeting can help you enjoy your money now while saving for the future. You can budget.

How to Get Out of a Financial Bind without an Emergency Fund

There are many ways you can get into a financial bind, whether you fall behind on bills or get hit with an unexpected expense. Tapping into an emergency fund would provide relief in these situations, but what happens if you.

How to Calculate APR vs. Interest Rate

When you’re shopping around for a loan, you may be tempted to compare offers based on the interest rate quoted by the lender. But the interest rate is only a slice of the full picture. A more comprehensive metric you.

Can You Use Equity in Your Home to Pay Off Debt?

Sponsored Content: If you have outstanding debts, you might be able to use your home equity to pay them off. As an example, say your primary mortgage balance is $200,000, and your home is valued at $300,000. That means you.